Mortgage & Home
Article Archives - Future Homeowners
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Buying a Condo With a VA LoanBuying a condominium with you VA home loan benefit is a great option. However, there are additional requirements that differ from purchasing a single-family residence or a multiunit complex.
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VA Loans vs. FHA Loans: Should You Save Your VA Eligibility and Go FHA?FHA loans have become increasingly popular. But most qualified military borrowers will save more money and enjoy greater buying power using a VA loan. -
How Discount Mortgage Points Work on a VA LoanPurchasing discount points on a VA loan can be a good investment for Veterans looking to lower their interest rate.
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VA Fixed vs. Adjustable-Rate Mortgages – Which Loan is Best for You?But VA ARMs can make financial sense for Veteran buyers in some cases. The key is understanding the benefits and drawbacks of adjustable-rate loans, along with your own tolerance for uncertainty and risk.
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13 Key Documents to a Speedy VA Loan ApplicationIf you've got a VA home loan on your mind, you can prepare for your application and speed through the process by getting your paperwork organized. -
Getting a VA Loan More Than OnceReusing your VA loan benefits is definitely possible. Here we cover how that works and the two levels of entitlement – basic and bonus.
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Full List of Property Tax Exemptions By StateMost states offer disabled veterans a property tax exemption, which can save veterans thousands each year depending on state and disability percentage.
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Should You Get Mortgage Term Insurance?New homeowners often get solicitations for mortgage term insurance. Here's what you need to know.
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How Often Should You Shop for Homeowners Insurance?Failing to review your insurance on a regular basis can have costly consequences. Here are five times you should be shopping for homeowners insurance. -
4 Signs a Mortgage Offer Might Be Too Good to Be TrueWith many mortgage offers on the market, some offers may be too good to be true. Learn these four warning signs of an unrealistic VA mortgage offer. -
5 Things Typically Covered By Homeowners InsuranceYour home was a major investment. Purchasing a comprehensive homeowners insurance policy is vital to protecting that investment. -
5 Home Improvements That Can Impact Your Homeowners InsuranceYour home is your most valuable asset, so it's essential to ensure it is adequately insured. There are certain home improvements you can make to lower your homeowner's insurance premiums. -
Civil Judgments & VA LoansGetting a VA home loan can be more challenging if there’s a civil judgment showing up on your credit report. These typically appear after a creditor takes a consumer to court because of unpaid debts.
